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Loan Ready Credit - About


Credit is important.  Having an accurate credit report can make the difference between being approved or being denied a mortgage loan. Unfortunately, there are many errors, inaccuracies and non-verifiable information contained on credit reports.  These errors could be the tipping point for make-or-break decisions from lenders on whether or not they can approve an otherwise, qualified buyer. We correct these errors and inaccuracies legitimately.

We are experts in understanding the Fair Credit Reporting Act, which states that the information contained on your credit report must be clear of any inaccurate, misleading, or non-verifiable information. Using the Fair Credit Reporting Act as our authority, we work diligently to correct the errors that pose a significant risk to our clients.

Consumers are legally allowed to dispute and request validation on information they believe may be inaccurate or incorrect.  Unfortunately, the credit system has never been easy to navigate for most consumers and knowing where to lay the first brick can often be a challenge.  We give our clients a fair shake when it comes to credit optimization, and have the expertise to know how to correctly identify these errors. After a free consultation, our clients can leave the heavy lifting to us, following a credit plan that will guide them to credit optimization.


Many competitors simply open a cookie-cutter dispute program that leaves consumers confused and unable to obtain a loan.  They may give unrealistic time frames, lack-luster updates, or keep customers on the hook without any understanding of the process.

At Loan Ready Credit, we keep our clients updated along the entire process and prepare for hurdles that might affect our clients' credit standing using advanced technical analysis and experts to guide the process.  Additionally, we have developed tools to keep our clients up-to-date on their individual credit optimization experience. Clients can interact with us through the site to see results, objectives and realistic time frames.

All of this happens right here in the U.S.A. and we NEVER outsource or offshore phone calls, technical support, or your client experience.  
Carefully constructed investigations.
Results in real-time, online.
Using most up-
to-date security protocols.
Online instead of on paper. 
Best practices through data-driven results.
Perform in the best interest of our clients.
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